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Recent Articles

Animal Watch: Minnesota passes pet trusts

May 26th, 2016|0 Comments

By Hayley Crombleholme May 25, 2016 EAST GRAND FORKS, MN (WDAZ-TV) - Pets can be our very best friends, but who will take care of them if something happens to us? A new law makes it possible to provide for our pets after we are long gone. Courtney Engel, Circle [...]

Dearly beloved: Prince’s death prompts uptick interest in wills

May 21st, 2016|0 Comments

NEW YORK (Reuters) - In the month since Prince died and his heirs began wrangling over his estimated $300-plus million estate, many Americans have moved "draft a will" - arguably one of life's most unpleasant tasks - to the top of their to-do lists. The rock star died on April [...]

Don’t Leave Your Estate To Someone You Hate!

April 11th, 2016|0 Comments

There are plenty of horror stories out there about an individual who, after death, leaves a large life insurance policy to an ex-spouse or old business partner instead of to their current spouse and children. Although the individual’s intention may have been obvious, if a change to a beneficiary designation [...]

5 Misconceptions About a Power of Attorney

April 9th, 2016|0 Comments

Misconception 1: You Can Sign a Power of Attorney if You Are Legally Incompetent No! Someone can sign a power of attorney (or any legal document, for that matter) only if they are legally competent to do so. According to Furman, this is one of the most common misconceptions about [...]

Program Focuses on Making Healthcare Wishes Known

April 7th, 2016|0 Comments

Edward Hospital is hosting “Taking Charge of Your Health: What do YOU need to know?,” a panel discussion about Advance Directives. The program will be held from 6-7PM Monday, April 18,in the Education Center Auditorium, on the campus of Edward Hospital, 801 S. Washington St. Speakers will explain the importance [...]

For love’s sake, make these decisions about your own mortality

April 7th, 2016|0 Comments

There are some things in life we put off because they make us uncomfortable — like going to the dentist, doing neglected home repair or saving adequately for tomorrow. When it comes to our own mortality, the challenge is magnified. According to a recent ABCNews poll, about 58 percent of [...]

Expert: Advance directives offer peace of mind

April 7th, 2016|0 Comments

Every time you visit your doctor, you make decisions about your personal healthcare. You tell your doctor about your medical problems, and he or she generally makes a diagnosis and informs you about available medical treatment. You then decide what treatment to accept. But what happens if you are unable [...]

Advance healthcare directives vital to final planning

April 7th, 2016|0 Comments

Why talk about end-of-life directives? — 90 percent of people say that talking with their loved ones about end-of-life care is important, but only 27 percent have actually done so. — 60 percent of people say that making sure their family is not burdened by tough decisions is extremely important, [...]

Living Wills: A growing number of patients providers face ethical dilemmas

April 6th, 2016|0 Comments

As of January 1, 2011, it was estimated that nearly 10,000 people per day will turn 65 until the year 2030, at which time roughly 18% of the nation's population will be 65 or older.1 The Health, Wealth and Retirement Study, which surveyed more than 1,000 employed baby boomers aged [...]

Advance healthcare decision-making events

April 6th, 2016|0 Comments

The End of Life Committee, operating as a Task Force under Healthy Adams County, will hold a series of educational and outreach events around Adams County the week of April 11 - 15. The events are an effort to highlight the importance of advance healthcare decision-making and will lead up [...]

Free Community Resources Empower People to Take Control of Healthcare Choices

April 6th, 2016|0 Comments

Hospice of the Western Reserve Supports National Healthcare Decisions Day Campaign CLEVELAND, April 6, 2016 /PRNewswire-USNewswire/ -- Hospice of the Western Reserve, along with other national, state and community organizations, is leading a massive effort to highlight the importance of advance healthcare decision-making—an effort that has culminated in the designation [...]

Responsibility of Qualifying Individuals

April 6th, 2016|0 Comments

CSLB licenses and regulates California's construction industry, but its public mandate puts consumer protection above any individual interest. As a state-licensed contractor, you know that every license requires a qualifying individual, or "qualifier," who is the person listed in CSLB's personnel of record, has demonstrated his or her knowledge and [...]

CSLB Targets Illegal Contractors Advertising Online and in Traditional Media

April 6th, 2016|0 Comments

Online bulletin boards have become an economical way for contractors to advertise, but they also have become a hotbed of illegal and deceptive ads. One of this year's CSLB enforcement efforts to create a level playing field in the construction industry and protect consumers has been to address unlicensed contracting [...]

Change in Personnel

April 6th, 2016|0 Comments

If there is a change in the personnel listed on your license, you must report the change within 90 days of the effective date (Business and Professions Code section7083). Some changes in personnel will result in the cancellation or suspension of the license. The following explains how changes in personnel [...]

Can I Take Vital Signs When Ordered to Discontinue?

April 5th, 2016|0 Comments

Question: A nurse caring for an elderly patient disagrees with the patient's son about the plan of care. What should she do? One evening, my 92-year-old patient was not as responsive as usual and not easily aroused. His vital signs were: blood pressure, 107/67 mm Hg; pulse, 67 beats/min; respiratory [...]

Advanced care planning focus of next CVPH Community Lecture

April 5th, 2016|0 Comments

PLATTSBURGH — "Advanced Care Planning: It Starts with a Conversation" will take place at 6 p.m. Thursday, April 14, at the West Side Ballroom, 253 New York Road, Plattsburgh. The free program, part of the University of Vermont Health Network, Champlain Valley Physicians Hospital Community Lecture Series, features CVPH Palliative [...]

Medical care toward the end of life is an important decision

April 5th, 2016|0 Comments

By Stuart W. Gillim The Institute of Medicine, an arm of the National Academy of Sciences, published "Dying in America,” an extensive report on medical care at the end of life in the U.S., in 2014. The report noted that "Americans hold 'strong' views about the type of care they [...]

It’s Always Too Early Until It’s Too Late

April 4th, 2016|0 Comments

National Healthcare Decision Day is April 16. This is a day set aside in the United States to establish conversation among people and providers about the importance of advance care planning. The day is an encouragement for patients or potential patients to express their thoughts about palliative care which manifests [...]

10 Things You Should Know About Living Trusts

April 3rd, 2016|0 Comments

Many boomers are choosing a trust over a will, but the price can be steep by William J. Lynott For most people, a will is the first choice for passing on an estate to heirs. But it's not the only choice. Among other estate planning tools, the revocable living trust [...]

‘Living’ wills: dying on your own terms

April 3rd, 2016|0 Comments

While a will is a legal document that allows you to decide who receives your property after you die, a living will allows you to decide what medical treatment you want to keep you alive. Stated another way, a living will allows you to die on your own terms. In [...]

Hospice events to focus on advance care planning

April 2nd, 2016|0 Comments

Hospice of Davidson County has partnered with Novant Health Thomasville Medical Center, Davidson County Senior Services and Carolina Donor Services to highlight the importance of advance care planning. Together, these agencies are leading community efforts to educate and empower the public to discuss their preferences for future health care and [...]

Advance care planning is something everyone needs to talk about

April 2nd, 2016|0 Comments

Benjamin Franklin once said “In this world nothing can be said to be certain, except death and taxes.” Death is often a taboo subject in our society, but since death is inevitable, it is something everyone needs to talk about and plan for even if you are young and in [...]

Who makes medical decisions if you can’t?

April 1st, 2016|0 Comments

URBANA — If you ever end up too sick or injured to make decisions about your own health care, do you know who would decide for you? People who don't have any advance directives, which are legal forms spelling out who you want to make certain decisions and what your [...]

The Distinction Between “Pay If Paid” and “Pay When Paid” Clauses

March 31st, 2016|0 Comments

Payment clauses in California construction contracts are often complex and multi-layered. This is especially true in contracts between general contractors and their subcontractors. The general does not want to pay the subs until it receives funding from the owners. The subs, of course, want their progress and final payments as [...]

How to Protect Your Assets in the Event of a Car Accident

March 31st, 2016|0 Comments

Imagine this: Your 19-year-old daughter is away at college, driving the car you bought her a few years ago. The car is titled in your name. She causes a five-car pileup. She is OK, and no one else is seriously injured. However, three separate lawsuits are filed against you as [...]

RMO Partners Gets Clients Licensed & Operational

March 24th, 2016|0 Comments

RMO Partners helps people become licensed contractors by providing a contractor licensed corporation to operate in. RMO Partners supervises all aspects of the corporate business operations allowing you to focus your valuable time on establishing a solid foundation. After 5 years you may qualify to be your own RMO and [...]

Use Retirement Funds to Finance Your Small Business

March 24th, 2016|0 Comments

Since it’s your money you are using to fund your business, you don’t have to give up any control of your business to a bank... or any other investor. Minimal Paperwork Setting up a self-directed 401k plan requires far less paperwork than a loan application. A business plan and long [...]

The 13.3% Solution: of DINGs, NINGs, WINGs and Other ThINGs

March 24th, 2016|0 Comments

Wealthy taxpayers have now experienced the impact of higher federal and state income tax rates for a full year.1 Many have created or would like to create trusts for their children and grandchildren, which also could be subject to extraordinarily high income tax rates. In California, for example, trust taxable [...]

Protecting your Qualified Plans using Offshore Planning

March 24th, 2016|0 Comments

by Lodmell & Lodmell The First Challenge Protecting qualified retirement plans has always been a challenge for Asset Protection Planners. First of all, in many cases, these assets are already well protected. For example, assets placed in plans authorized by the Employee Retirement and Security Act of 1974 (“ERISA”) have [...]

Domestic Asset-Protection Trusts

March 24th, 2016|0 Comments

by Kenneth L. Jordan Limiting Liability in an Increasingly Litigious World An interesting but controversial asset-protection strategy that has emerged over the last decade is the domestic asset-protection trust. This paper is written to familiarize the reader with general aspects of DAPTs, some of their potential uses as an asset-protection [...]